Investor communications

• Books and records delivery
• Change of account information notice
• Daily and quarterly trade confirmations
• Forms and letter notification (with some forms available in multiple languages)
• Statements in multiple base currencies
• Tax documents and year-end report

Relationship strategy and consulting

Self-directed brokerage

U.S. and non-U.S. custody

• Bank and brokerage custody (straight-through processing and integration; outsourcing capabilities)¹
• 65 markets worldwide

• ADR conversions
• ALERT integration
• Automated factor updates
• Bloomberg TOMS connectivity
• Collateral funding
• CTM and OASYS integration
• Execution services
• 15A-6 services with Pershing Securities Limited
• Fully paid lendin
• ID confirms
• 144A exchanges
• Order management system integrations
• Outsourced clearance support for equity, fixed income, currency and options products
• Real-time trade and settlement exception management
• Risk management and financial operations
• Syndicate support, including day loan processing

• Alternative investments (fee and no-transaction fee) and online center
• Annuities and insurance, including online dashboard
• Asset consolidation planning and support
• Asset management account with ATM cash access, checks, contactless debit card, peer-to-peer payment compatibility, mobile wallet compatibility, online bill payment and reward program
• Exchange-traded funds (fee and no-transaction fee) and online center
• FDIC-insured single bank and multi-bank sweep providers
• 529s and online center
• Health Savings Accounts
• Money fund sweep options
• Mutual funds (fee and no-transaction fee) for U.S. and offshore, with researched NTF fund list
• UCITS (Undertakings for the Collective Investment in Transferable Securities) offshore funds

Investment advisory solutions

• Advisor-directed programs
• Mutual fund/exchange-traded fund wrap accounts
• Separately managed accounts
• Third-party strategist models
• Unified managed accounts

Services and support

• Advisory consulting and support
• Client processing, portfolio accounting and trading administration
• Outsourced research and investment services

Technology

• Custom and turnkey managed accounts technology
• Third-party Turnkey Asset Manager Providers (TAMP)

• Collateral optimization
• Fully paid lending
• Securities lending
• Short sale facilitatio

Employer-sponsored plans

• Brokerage platform (with plan linking) for custody of
  - 401(k)
  - 403(b)(7)
  - Individual 401(k)
  - Money Purchase Pension
  - Profit Sharing
  - Savings Incentive Match Plan for Employees (SIMPLE IRA) with payroll processing
  - Simplified Employee Pension (SEP IRA)
• Retirement plan network
  - Benchmarking and prospecting tools
  - Model management
  - Packaged solutions
  - Trust platform for custody of
  
  • Cash Balance and Profit Sharing
  • Defined Benefit
  • 401(k)
  • 457

IRAs

• Inherited
• Mutual fund only
• Rollover
• Roth
• Traditional

Non-bank IRA custodian or taxpayer agent

Online resources and tools, including plan comparison, rollover tool, RMD support and plan governance

API portal

• Account opening, funding, and maintenance
• Account queries, including positions, balances and performance
• Alerts and notifications
• Document management

Connectivity standards

• FIX
• FTP
• Single Sign On
• SWIFT

Third-party tool integration

• Aggregation and portfolio analytics
• Business process automation
• Customer Relationship Management
• Digital advice
• Onboarding and eSignature
• Trade and order management
• Wealth planners

Mobile platform

Self-service tools

• Account opening and maintenance
• Account nicknames and groupings
• Alerts
• Asset movement
• eDelivery
• Password resets
• Security options
• Trading, markets and research

Accessibility (Americans with Disabilities Act)

• Comprehensive wealth and performance reporting
• Digital advice solutions
• Earned income
• Financial planning
• Fixed income inventory
• Google Analytics
• Market news and research
  - Aggregated content
  - Delayed, real-time and streaming quotes
  - News
  - Screeners
  - Watch lists and comparison tools
• Shareholder communications

Tools

Client meeting preparation tool
• Data aggregation (collection, governance, processing and quality management)
• Notification center

Wealth reporting and insights

• Custodial and non-custodial accounts displayed in portfolio
• Financial planning tool integration
• Performance reporting
  - On demand
  - Quarterly
  - Scheduled

Fixed Income

• Product Solutions
  - Brokered CDs
  - CDARS
  - Commercial paper
  - Corporate bonds
  - Mortgage-backed securities
  - Medium-term notes
  - Municipal bonds
  - New issue closed-end funds
  - Non-U.S. bonds
  - Preferred stock
  - Structured products
  - Unit Investment Trusts
  - U.S. agency bonds
  - U.S. Treasuries
• Services
  - Trading desk for specialized transactions and market expertise
  - Electronic trading and analysis

Foreign exchange

• Client facilitation trading desk, with 24/6 coverage
  
• Electronic platform for spot trading
  
• Hedging with FX forwards through trading desk

Options

• Electronic access to execute options
  
• Trading desk for complex strategies and specialized transactions

Outsourced trading capabilities

Domestic and international equities

• Access to ETF and UCITS liquidity
• Automated FX conversions supporting non-U.S. dollar equity transactions
• Cross-currency settlement for all transactions
• Electronic single and multiple order entry, block trading and rebalancing access
• Execution management system for buy-side and sell-side firms
• Post-trade transaction cost analysis reports
• Suite of algorithmic strategies, smart router and direct market access routes
• Trading desks for specialized transactions, with 24/6 coverage for foreign equities

Bank custody through BNY Mellon, N.A.¹

• Enhanced tax reporting
• Principal and income segregation
• Trust accounting
• Trust and fiduciary reporting

Boutique investment management through BNY Mellon, N.A., Charitable trust administration, Corporate trustee services via a network of third-party providers, Donor-advised funds, Escrow services through BNY Mellon, N.A.1, Family philanthropy, High-net-worth insurance solutions

Lending solutions

• Fully paid lending2
• Margin lending
• Private banking through BNY Mellon, N.A.¹
  - Commercial real estate financing
  - Investment credit line
  - Jumbo residential mortgage
  - Letters of credit
• Securities-based non-purpose lending (for U.S. and non-U.S. individuals)